/* v31 — Anand's 21 September content: ** conditions-apply marks, FAQs, documentation checklists, social links. */

/* ** conditions apply */
.ca-mark{font-size:.7em;line-height:0;vertical-align:super;margin-left:2px;font-weight:700;letter-spacing:0;color:var(--gold-dark)}
.ca-note{color:var(--gold-dark);font-weight:700;margin-right:3px}
.rate-strip .rate-value{white-space:nowrap;font:inherit;letter-spacing:inherit;text-transform:none;color:inherit}
.rate-strip .ca-mark{color:var(--gold);font-size:15px;vertical-align:10px}
.rate-strip .ca-note{color:var(--gold)}

/* FAQ page: topic list + one visible panel */
.faq-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:56px;align-items:start}
.faq-tabs{position:sticky;top:160px;display:flex;flex-direction:column;border-left:1px solid var(--line)}
.faq-tabs a{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-left:-1px;padding:11px 14px 11px 18px;border-left:2px solid transparent;border-radius:0 8px 8px 0;font-size:15px;line-height:1.4;color:#4a5a6c;transition:background .2s,color .2s}
.faq-tabs a:hover{color:var(--navy);background:#f5f6f8}
.faq-tabs a[aria-selected="true"]{border-left-color:var(--gold);background:#f7f3ea;color:var(--navy);font-weight:650}
.faq-tabs a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.faq-count{flex-shrink:0;min-width:28px;padding:2px 7px;border-radius:999px;background:#eef1f5;font-size:11.5px;font-weight:650;text-align:center;color:#6b7785;font-variant-numeric:tabular-nums}
.faq-tabs a[aria-selected="true"] .faq-count{background:var(--gold);color:var(--ink)}
.faq-panels{min-width:0}
.faq-panel+.faq-panel{margin-top:72px}
.faq-tabs.is-enhanced~.faq-panels .faq-panel{margin-top:0}
.faq-panel:focus-visible{outline:3px solid var(--gold);outline-offset:8px;border-radius:4px}
.faq-panel-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px 24px;flex-wrap:wrap;padding-bottom:14px;border-bottom:1px solid var(--line)}
.faq-panel-head h2{font-size:clamp(26px,2.4vw,32px);letter-spacing:-.035em;line-height:1.2}
.faq-panel-head .text-link{font-size:14px}

/* FAQ answers (shared by the FAQ page and product pages) */
.faq-group-title{margin:40px 0 2px;font-size:12px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark)}
.faq-item .faq-answer{padding:14px 44px 4px 0;font-size:15px;line-height:1.75;color:#415264}
.faq-item .faq-answer p{padding:0;margin:0 0 12px}
.faq-answer ul{list-style:none;margin:2px 0 14px;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:5px 32px}
.faq-answer li{position:relative;padding-left:18px}
.faq-answer li::before{content:'';position:absolute;left:1px;top:.72em;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.faq-item .faq-answer .faq-flow{margin:4px 0 14px;padding:12px 16px;border-left:3px solid var(--gold);border-radius:0 8px 8px 0;background:#f7f3ea;font-weight:600;line-height:1.7;color:var(--navy)}
.soft-section .faq-item .faq-answer .faq-flow{background:#fff}
.faq-item .faq-answer .faq-emphasis{font-weight:650;color:var(--ink)}
.faq-item .faq-answer .faq-subhead{margin:18px 0 6px;font-size:13px;font-weight:750;letter-spacing:.04em;text-transform:uppercase;color:var(--navy)}
.faq-item .faq-answer .faq-contact{font-weight:600;color:var(--ink)}
.faq-footnote{margin-top:22px;font-size:12.5px;color:#6b7785}

/* Product-page FAQ: first six questions, the rest behind one disclosure */
.faq-product-list{max-width:920px}
.faq-more>summary{display:inline-flex;align-items:center;gap:10px;margin:26px 0 4px;padding:12px 20px;border:1px solid var(--navy);border-radius:6px;font-size:14px;font-weight:650;color:var(--navy);cursor:pointer;list-style:none;transition:background .2s,color .2s}
.faq-more>summary::-webkit-details-marker{display:none}
.faq-more>summary:hover{background:var(--navy);color:#fff}
.faq-more>summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.faq-more[open]>summary .faq-more-closed,.faq-more:not([open])>summary .faq-more-open{display:none}
.faq-product-tail{margin-top:26px}

/* Eligibility summary card */
.document-panel li>span{display:flex;flex-direction:column;gap:2px}
.document-panel li small{font-size:12px;color:#7a8794}
.document-panel .text-link{font-size:14px;margin-top:6px}

/* Documentation checklist */
.checklist-switch{display:inline-flex;flex-wrap:wrap;gap:6px;margin:0 0 26px;padding:5px;border-radius:10px;background:#f1f3f6}
.checklist-switch a{padding:10px 18px;border-radius:7px;font-size:14px;font-weight:600;color:#4a5a6c}
.checklist-switch a[aria-selected="true"]{background:#fff;color:var(--navy);box-shadow:0 1px 3px #14243a24}
.checklist-switch a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.checklist-panel+.checklist-panel{margin-top:32px}
.checklist-switch.is-enhanced+.checklist-cards .checklist-panel{margin-top:0}
.checklist-card{overflow:hidden;border:1px solid var(--line);border-radius:14px;background:#fff}
.checklist-head{display:flex;align-items:center;justify-content:space-between;gap:16px 24px;padding:24px 30px;background:var(--navy);color:#fff}
.checklist-head h3{font-size:22px;letter-spacing:-.03em;color:#fff}
.checklist-head p{margin-top:4px;font-size:13px;color:#c5d1df}
.checklist-legend{display:flex;gap:8px;flex-shrink:0}
.checklist-group{padding:6px 30px 16px}
.checklist-group h4{padding:22px 0 10px;border-bottom:1px solid var(--line);font-size:12px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark)}
.checklist-rows{list-style:none;margin:0;padding:0}
.checklist-row{display:grid;grid-template-columns:40px minmax(0,1fr) max-content;gap:18px;align-items:start;padding:16px 0;border-bottom:1px solid #eef0f3}
.checklist-row:last-child{border-bottom:0}
.checklist-rows.compact{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:40px}
.checklist-rows.compact .checklist-row{grid-template-columns:18px minmax(0,1fr);gap:10px;padding:10px 0}
.checklist-rows.compact .checklist-row:nth-last-child(2):nth-child(odd){border-bottom:0}
.checklist-rows.compact .checklist-doc strong{font-size:14.5px;font-weight:550}
.checklist-num{padding-top:2px;font:650 13px/1.6 'Manrope',sans-serif;color:#98a3b0;font-variant-numeric:tabular-nums}
.checklist-dot::before{content:'';display:block;width:7px;height:7px;margin-top:8px;border-radius:50%;background:var(--gold)}
.checklist-doc strong{font-size:15px;font-weight:650;color:var(--ink)}
.checklist-doc p{margin-top:3px;font-size:14px;line-height:1.65;color:#566779}
.checklist-doc .checklist-remark{display:inline-block;margin-top:8px;padding:3px 9px;border-radius:4px;background:#f8efd9;font-size:12.5px;color:#7c5c22}
.checklist-tags{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:6px}
.need-tag,.applies-tag{padding:4px 9px;border-radius:999px;font-size:10.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;white-space:nowrap}
.need-tag.mandatory{background:var(--gold);color:var(--ink)}
.need-tag.optional{border:1px solid #c3ccd6;color:#566779}
.checklist-head .need-tag.optional{border-color:#ffffff73;color:#fff}
.applies-tag{background:#eaf0f7;color:var(--navy)}
.checklist-note{margin:0;padding:14px 30px;border-bottom:1px solid var(--line);background:#f8efd9;font-size:13px;line-height:1.6;color:#6b5220}
.checklist-options{padding:14px 30px 18px;border-top:1px solid var(--line);background:#fafbfc}
.checklist-options-label{margin:6px 0 10px;font-size:12px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:var(--navy)}
.checklist-option-switch{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:8px}
.checklist-option-switch a{display:inline-flex;align-items:center;gap:8px;padding:8px 10px 8px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:13.5px;line-height:1.35;color:#4a5a6c}
.checklist-option-switch a:hover{color:var(--navy);border-color:#c3ccd6}
.checklist-option-switch a[aria-selected="true"]{border-color:var(--gold);background:#f7f3ea;color:var(--navy);font-weight:650}
.checklist-option-switch a[aria-selected="true"] .faq-count{background:var(--gold);color:var(--ink)}
.checklist-option-switch a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.checklist-options .checklist-group{padding:0}
.checklist-options .checklist-group+.checklist-group{margin-top:10px}
.checklist-option-switch.is-enhanced~.checklist-group{margin-top:0}

/* Social links */
.social-links{display:flex;gap:10px;margin:20px 0 0;padding:0;list-style:none}
.social-links a{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border:1px solid #ffffff38;border-radius:50%;color:#e2e8ef;transition:background .2s,border-color .2s,color .2s}
.social-links a:hover,.social-links a:focus-visible{background:var(--gold);border-color:var(--gold);color:var(--ink)}
.social-links a:focus-visible{outline:3px solid #fff;outline-offset:2px}
.social-mark{width:17px;height:17px}
.social-list{display:grid;gap:12px;margin:0;padding:0;list-style:none}
.social-list a{display:flex;align-items:center;gap:12px;color:var(--ink)}
.social-list .social-mark{width:20px;height:20px;flex-shrink:0;color:var(--navy)}
.social-list a>span:not(.visually-hidden){display:flex;flex-direction:column;font-size:13px;line-height:1.45;color:#6b7785}
.social-list strong{font-size:15px;color:var(--ink)}
.social-list a:hover strong{color:var(--gold-dark)}

@media(max-width:1000px){
  .faq-layout{grid-template-columns:1fr;gap:28px}
  .faq-tabs{position:static;flex-direction:row;flex-wrap:wrap;gap:8px;border-left:0}
  .faq-tabs a{margin:0;padding:9px 12px 9px 14px;border:1px solid var(--line);border-radius:999px;font-size:14px}
  .faq-tabs a[aria-selected="true"]{border-color:var(--gold)}
  .checklist-row{grid-template-columns:36px minmax(0,1fr)}
  .checklist-tags{grid-column:2;justify-content:flex-start}
}
@media(max-width:760px){
  .section-nav>div{scrollbar-width:none}
  .section-nav>div::-webkit-scrollbar{display:none}
  .faq-item .faq-answer{padding-right:0;font-size:15px}
  .faq-answer ul{grid-template-columns:1fr}
  .faq-group-title{margin-top:32px}
  .checklist-switch{display:flex}
  .checklist-switch a{flex:1;text-align:center;padding:10px 12px}
  .checklist-head{flex-direction:column;align-items:flex-start;padding:20px}
  .checklist-head h3{font-size:19px}
  .checklist-group{padding:4px 18px 12px}
  .checklist-note{padding:12px 18px}
  .checklist-rows.compact{grid-template-columns:1fr}
  .checklist-rows.compact .checklist-row:nth-last-child(2):nth-child(odd){border-bottom:1px solid #eef0f3}
  .checklist-options{padding:12px 18px 14px}
  .checklist-option-switch a{font-size:13px;padding:7px 9px 7px 12px}
  .checklist-row{grid-template-columns:30px minmax(0,1fr);gap:10px 12px;padding:14px 0}
  .checklist-doc p{font-size:14px}
  .social-links{justify-content:center}
  .rate-strip .ca-mark{font-size:13px;vertical-align:8px}
}
@media(max-width:420px){
  .faq-tabs a{font-size:13px;padding:8px 10px 8px 12px}
  .faq-more>summary{width:100%;justify-content:center}
}
@media(prefers-reduced-motion:reduce){.faq-tabs a,.faq-more>summary,.social-links a{transition:none}}

/* v33 — fixes from the 25 Sep responsive sweep (1440/1024/768/390/320) */
/* Text pages: a new section heading after a paragraph needs air (privacy page). */
.narrow p+h2{margin-top:52px}
/* Contact hero: drop the forced break on narrow phones so "starts" is not stranded. */
@media(max-width:480px){.soft-br{display:none}}
/* Home EMI card: keep the input boxes a fixed width so a wrapping label cannot misalign them. */
.calculator-fields .input-unit{flex-shrink:0}
/* Repayment summary button label stays on one line. */
.emi-summary .button{white-space:nowrap}
/* Service and funding-essentials cards: links sit on a common baseline. */
.service-card>span{margin-top:auto;padding-top:28px}
.funding-essentials article{display:flex;flex-direction:column}
.funding-essentials article>.text-link{margin-top:auto;padding-top:22px;align-self:flex-start}
/* Contact page: phone numbers and email are the main actions, so give them real tap targets. */
.contact-item p a,.faq-contact a{display:inline-block;padding:6px 0}
/* Amortization schedule: all six columns fit from tablet width up; phones scroll with a visible cue. */
.amortization-hint{display:none;margin:18px 0 -14px;font-size:12px;font-weight:600;color:var(--gold-dark)}
@media(max-width:900px){
  .amortization{padding:26px 20px}
  .amortization-table{min-width:0;font-size:13px}
  .amortization-table th,.amortization-table td{padding:10px 8px}
  .amortization-toggle{padding:10px 8px}
}
@media(max-width:600px){
  .amortization-hint{display:block}
  .amortization-table{min-width:560px}
}
/* Breadcrumb links: a comfortable tap height on phones. */
.breadcrumbs a{display:inline-block;padding:4px 0}

/* v34 (Anand, 5 Oct): products whose checklist is prepared per case point people to the team. */
.checklist-custom{display:flex;gap:22px;align-items:flex-start;max-width:780px;padding:28px 32px;border:1px solid var(--line);border-radius:16px;background:#fff}
.checklist-custom>.icon{width:36px;height:36px;flex-shrink:0;color:var(--gold-dark)}
.checklist-custom h3{font-size:20px;line-height:1.3}
.checklist-custom p{margin:8px 0 20px;line-height:1.65;color:#5b6775}
.document-panel>p+.text-link{margin-top:4px}
@media(max-width:600px){.checklist-custom{flex-direction:column;gap:14px;padding:22px 20px}}